I just don't get it. I see where being corner-cutting assholes keeps the money on the side of the insurance companies. But sometimes that Scrooge behavior costs them too.
Deny coverage and some, like me, will foot the bill for that service or prescription. Some, though won't pay, and then come knocking at insurance's door when the problem worsens or beget new issues.
Our healthcare must make the shift to recognizing the health and cost savings of preventive care. I just wish insurance companies would do more than just pay lip service to this idea. If they did, they might find themselves saving money in the end, with fewer costly surgeries.
- theCallowQueen
- In the down-hill tumble of life, I'm okay with the scratches and bruises; it's the broken bones that I'm trying to avoid.
3 comments:
At least there is a trend towards insurance companies paying for preventative care. Over the past few years, I've seen out-of-pocket costs to insurance holders decrease and decrease for preventative care/wellness exams.
Dealing with health insurance pretty much sucks though.
It's their stubbornness in regards to my own preventive care needs that fueled this post.
I'm sure there are some initiatives being taken to offer more preventive care coverage. But as far as I can tell, the current efforts fall short of what needs to be done.
It is entirely likely that there's plenty that's not covered.
Especially in the are of mental health and dependence--hardly anything is covered for people trying to overcome addictions--and mental health treatment has got to be much less expensive than treating the physical damage caused by addiction.
I'm sorry your insurance won't cough up the money for whatever you need. Boo!
--AT
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